Hotman
reason, honour, integrity
Not at all mate, I strongly disagree. Everybody has the ability to better themselves, regardless of upbringing.
In fact - blaming external influences is one of the biggest weaknesses of the human race.
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In fact - blaming external influences is one of the biggest weaknesses of the human race.
Oh yes ;) (and nothing to do with Oireland here let me hasten to add!)
Cricko
Guest
Yes try to tell that to the abused/unfortunate kids of this world..External comes from internal unless you walk about as a zombie with no feelings.
Hotman
reason, honour, integrity
I would say that I had a fairly **** upbringing - not the worst, but definetely not the best - and could always use that as an excuse. But actually, I prefer the fact that it makes everything I achieve seem that much sweeter.
John, I've walked about as the biggest bloody tit with my heart on my sleeve for all my life, it's got me nowhere. Time to toughen up, do what you can for who you can, after that, it's every man (or woman ) for themselves - and I will bloody well trample anyone who gets in my way, have had enough pussy footing around and thinking of the world and his wife, now it's time for me - sod anyone else (except Macca!)
Cricko
Guest
Horses for courses as they say....
Cricko
Guest
Well it's always nice to take the selfish road..;)
Hotman
reason, honour, integrity
All about outlook on life - basic human psychology - whether you are driven by carrot or stick, internal or external locum of control, optomistic or pessimistic etc... the beauty of it is that you can control all of the above.
Cricko
Guest
Totally agree until life gets in your way.
****ing bloody deserve it, am hardening up all the time
Hotman
reason, honour, integrity
Life doesn't get in my way.
Might sound "airy fairy" - but it's not about what happens (which is outside your control), but how you react to what happens (inside your control). Realising what you can and can't control , and the fact you can't control certain things, is vital.
Cricko
Guest
Well that's nice to know....you have had a great life you have 2 kids to prove it.. Being hard is easy..but lying to yourself isn't.
Cricko
Guest
Agree again..it is how you handle things...but when you think things are under your control the new test arrives....Kudos to you Carl if you are able to take such strides without testament to yourself.
John, don't give me that - you know or if you don't you bloody well will, as partners you make the decision for what is best for your children. That meant me having to take unpaid leave if they were ill cos he refused to, that meant me attending all their consultation evenings and assemblies etc cos he "couldn't be bothered" or "had meetings to attend". That meant me seeing Ed Pyschs and God knows who else on my own cos he couldn't be ****ed all the while while doing all his bloody ironing, washing and everything else all along with, oh, let's not forget ****ing over £100 grand up the wall. I am ****ing bitter as hell and I make not one iota of an apology for it, but I have not had a great life - please don't presume to tell me otherwise, I've had one ****ing bloody miserable life.
Cricko
Guest
Yup and the sad thing is you had a choice.xx I am glad I hit a nerve.
steveo
mine to stay the same please
....and then you found the shrimperzone
Hotman
reason, honour, integrity
John, am sitting here very emotional, you know me well enough by now, all my decisions I made for the best of my children. I have been self sacrificing for years into double figures - not that I expect any recognition for that, it's what we do as parents. But when I see my whole life disappearing in front of my eyes through nothing I have ever done, that is incredibly hard to deal with. I know we have always been in the upper tax bracket, I know we have had benefits as a result, but I also know we have suffered as a result - benefits I (yes, me, I!) would have been entitled to have been denied, my son was denied EMA even though it was me, not his father, that gave him pocket money. Everything I ever did was for my kids, they were all that was ever important to me, I thought, wrongly, that we had enough provisions made for them as adults. Please don't dare to suggest I had a choice, I didn't.
Lord Football
Blues on Tour
The Taxation System needs a complete overhaul.
Currently the vast majority of us pay at source as part of the PAYE scheme. As we saw recently with SUFC, that doesn't necessarily mean our taxes are actually passed onto HMRC. However, the money is taken from our salaries. We've paid our bit.
There is however a significant number of people and big businesses who avoid the tax system altogether by using off shored accounts, or tax havens as they are more commonly known. The Governement needs to be bringing in legislation to close these loopholes in the tax system.
Well you'd think so, wouldn't you. But it is not the case. In the last 5 years HMRC has shed 25000 jobs. The result is that we now have not collected £110bn in taxation. Additional to that is that we now £30bn of known debt that still needs to be collected. The main target of this debt collection are "easy targets", that is people who have been overpaid Tax Credits and small businesses. The very people the taxation should be there to protect. Big businesses are far too resource intensive to deal with, so essentially, we don't.
Another 5% will be cut in the next 12 months and further 5% the year after. What this has resulted in, aside from a much smaller and less efficient Department, is a situation where the more experienced people are taking early retirements, leaving a widening knowlegde gap behind them. I speak from experience from the old Customs Department, where you literally had officers sniffing out fraud. That wiley knowledge of the world is going. We are also seeing the top brass being recruited in from outside industry. On the board of HMRC there is only ONE person who has any tax collecting experience at all.
What is needed is a properly resourced and managed tax collecting agency, ensuring that people pay what they should be, and those who evade and avoid are detected, monies collected and where necessary punished.
Of course if we had a properly resourced HMRC, we wouldn't be looking at paying an extra .5% on NI, or looking at reduced public services because we'd be collecting that £110bn +£30bn. Before anyone goes on about salaray cost, the average cost of employing one person is £38k a year (that includes all the overheads such as accommodation etc, salaries are much less) that person will collect £668k of taxation a year on average. A profit of nearly 2000%. Similarly every £1 invested in Debt Management yields £300. A profit of 300%. (these figures are taken from answers to Parliamentary Questions). What other business has a profit margin like that.
Of course, personally, I think the richer should pay more. Anyone who claims they cannot live on a salary of £150k has a real problem in my eyes. The real equality issue is that the rich don't tend to spend their income, and as a result become richer, whereas those of who do not have that luxury, become poorer.
Currently the vast majority of us pay at source as part of the PAYE scheme. As we saw recently with SUFC, that doesn't necessarily mean our taxes are actually passed onto HMRC. However, the money is taken from our salaries. We've paid our bit.
There is however a significant number of people and big businesses who avoid the tax system altogether by using off shored accounts, or tax havens as they are more commonly known. The Governement needs to be bringing in legislation to close these loopholes in the tax system.
Well you'd think so, wouldn't you. But it is not the case. In the last 5 years HMRC has shed 25000 jobs. The result is that we now have not collected £110bn in taxation. Additional to that is that we now £30bn of known debt that still needs to be collected. The main target of this debt collection are "easy targets", that is people who have been overpaid Tax Credits and small businesses. The very people the taxation should be there to protect. Big businesses are far too resource intensive to deal with, so essentially, we don't.
Another 5% will be cut in the next 12 months and further 5% the year after. What this has resulted in, aside from a much smaller and less efficient Department, is a situation where the more experienced people are taking early retirements, leaving a widening knowlegde gap behind them. I speak from experience from the old Customs Department, where you literally had officers sniffing out fraud. That wiley knowledge of the world is going. We are also seeing the top brass being recruited in from outside industry. On the board of HMRC there is only ONE person who has any tax collecting experience at all.
What is needed is a properly resourced and managed tax collecting agency, ensuring that people pay what they should be, and those who evade and avoid are detected, monies collected and where necessary punished.
Of course if we had a properly resourced HMRC, we wouldn't be looking at paying an extra .5% on NI, or looking at reduced public services because we'd be collecting that £110bn +£30bn. Before anyone goes on about salaray cost, the average cost of employing one person is £38k a year (that includes all the overheads such as accommodation etc, salaries are much less) that person will collect £668k of taxation a year on average. A profit of nearly 2000%. Similarly every £1 invested in Debt Management yields £300. A profit of 300%. (these figures are taken from answers to Parliamentary Questions). What other business has a profit margin like that.
Of course, personally, I think the richer should pay more. Anyone who claims they cannot live on a salary of £150k has a real problem in my eyes. The real equality issue is that the rich don't tend to spend their income, and as a result become richer, whereas those of who do not have that luxury, become poorer.
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