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  1. First4mortgages

    Latest Rumours You're probably paying too much on your mortgage!

    Hi all As a mortgage broker and financial adviser, I have spoken to so many people in the past who hadn't realised that there was anything better for their mortgage than the interest rate that they were being charged. Some didn't think that anyone could help them, so just carried on paying the...
  2. First4mortgages

    Breaking News Do you have a mortgage? CONTACT FIRST4MORTGAGES NOW

    With the threat of an impending mortgage rate rise, NOW is the perfect time to look at your mortgage and take advantage of low interest rates. Do you know if you are on the best rate available, or are you paying more than you need to for your mortgage? First4Mortgages will tell you if there...
  3. First4Mortgages

    Want to save money on your mortgage? Shrimperzone is pleased to announce an exciting new partnership with local mortgage company First4Mortgages! Company Director Simon Ridgwell, a Southend United Supporter for many years, and his team at First4Mortgages can offer exclusive rates for all...
  4. Firestorm

    Local IFA's

    Mrs FS is closing in on retirement and has the possibility of an early retirement option . So, has anyone on here used a local IFA who they would recommend. I know DTS is in financial services but I think it's more Mortgage based. Thanks
  5. Another Surrey Shrimper

    Endowment Mortgages

    Has anyone on here successfully been compensated for an underperformaning endowment (no jokes about penis size please!)? If so did you do that yourself or get a professional to act on your behalf? Thanks soooooo much.
  6. Ron Manager

    Home Loan questions

    Been 8 years since I had any involvement in the UK mortgage industry and I know the whole industry has changed quite a bit since then, so wonder if anyone working in it (maybe as a broker) could answer my questions? We still own our home in Westcliff which is rented out, I figure about 50-60%...
  7. Coca cola the £5 bottle!

    2 litres of diet coke in most shops around £1.50 in supermarkets around £1 ,in the club box a cool fiver! £300 for the box £100 bar bill The pain for a friendly ! Still we have tried it and whilst great fun was a tad expensive,shudder to think if we had food as well ,we would have required a...
  8. lee_sufc

    Mortgage Brokers

    Afternoon all! Just wondering if anyone here has any recommendations for Mortgage Brokers (I'm in Rayleigh) - ideally specialising in people who are Company Directors / self employed.
  9. Question Companies House latest

    Probably not much relevance to this is but let's face it Ron doesn't normally do something for nothing, unless the nothing is pay tax. Geoffrey King Now all over the place as he has just been appointed as director of an additional number of Ron's companies (he's already on the board of SUFC &...
  10. RobM

    Renting out a flat.

    Hi all, I am considering buying a flat (brand new) to rent out. 1 or 2 bed in Corringham (choice of bed's may be available). ' What are the pitfalls of said idea? :unsure: It would be a 'cash' purchase so no mortgage to worry about. What would be a reasonable rent to charge? I would think...
  11. southend4ever

    Advice Please

    I view a house. I like it. The landlord is lovely. Another couple view the house. They like it. The rent is organised through a management agency/company. Both couples go to the office to sign the contracts. The landlord decides who gets the contract. Landlord chooses me. Great. Rent for 1...
  12. Jam_Man

    MPPI claims

    Dont know if anyone else has done this, we were meaning to do so for ages but never got around to it. Have been paying MPPI which we got with out mortgage in 98, and then renewed 6 years ago. Mrs Jam finally got around to putting in a claim for it and we basically got the equivalent of all...
  13. Cricko

    95% Mortgages coming back?

    Ermm, isn't this what got us into this mess in the first place? Deja Vu.:unsure: http://www.bbc.co.uk/news/uk-politics-15810966 "It is also expected that a mortgage indemnity scheme will be offered meaning first-time buyers can borrow up to 95% of the value of a home - with government...
  14. TrueBlue

    Teaching Assistants - no good!

    Apparently Teaching assistants are a waste of time and teaching on the cheap! Teaching assistants 'do not help improve grades', report into Pupil Premium spending finds Teaching assistants have 'no effect' on improving grades, an influential report has suggested. A study into how best to...
  15. DTS

    How did you meet your loved one?

    I am always amazed about how some people meet there partners. I was out with the lads today and there wives and kids etc and almost all our friends met there partners via work or friends. Personally I met my Mrs on the train. I had been out drinking around London Bridge and it was about 11...
  16. Shamrock Rovers

    Shamrock Rovers and fan ownership I recently attended my first Shamrock Rovers match. Rovers, seven or eight years ago were in a similar position to where we are. They had no ground, no assets and they owed a huge amount of money to the tax man and various other creditors. 400 supporters came...
  17. Winkle

    Thoughts before next season!

    Its not often that I dont sleep at night but last night instead of slipping into a coma I found myself thinking about the start of next season. Normally I am filled with a tinge of optimism and excitement with regards to how we will do and are our new signings going to mirror "Ronaldo" or...
  18. DoDTS

    Things are going great.......then!

    Just imagine, life is good, you study well, get a good job, meet a girl, marry, get a mortgage for a nice house and then along come the kids. You've done everything right and the future is brilliant. Then imagine this was your father or grandfather and the year was 1939, you've got a good but...
  19. Where have you lived and what was it like?

    So where have zoners lived and how was it for you? SHELLBEACH ROAD CANVEY--a old prefab house,loved it but i was only little. LIEGH BECK LANE-- canvey again til i was about 5,backed on to canveys ground so watched rubbish football from my window ST CHRISTOPHERS CLOSE-- last stop on canvey ,bit...
  20. DTS

    My betting dilemma

    Ladies and Gentleman, At the start of the season I decided to put £25 into a betting account with William Hills. As an incentive from them I also got a free £25 bet too. I decided to do my first bet and take a simple one so as to get me started with a small profit so I had £25 on Liverpool to...