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Bit of financial advice please...


Junior Blues Coordinator⭐
Dec 27, 2007
In a position where I need to liquidate some investments, now, position is that foolishly, over the years, I put all my trust in my erstwhile husband and he handled all the investments apart from occasionally and begrudgingly listening when I requested particular shares (yes did very well out of Brands Hatch Leisure, and my Marks and Spencers are doing ok too!).

Suffice to say with divorce now well in progress, my two ISAs and my premium bonds are the whole sum of "our" investments, although only in my name. Now, what I'd like to do is close one of the ISAs which holds entirely Lloyds TSB (yes, I know, book price of close on £18k!) and also to rid myself of the other lot of Lloyds in my other ISA leaving me just the M&S. I'm at a loss though, should the people managing the ISAs have the share certificates or is he hiding them somewhere I can't find them? Can I just close the ISAs and hold the M&S as shares independently?

I'd prefer to use the shares rather than the premium bonds - he also has those hidden somewhere and has actually moved them from the place they used to be. Can I cash premium bonds in without the certificates if I need to though?

Any sensible help would be appreciated, I am, after all, just a stupid woman. :obl: