fatshrimp
Manager
- Joined
- Apr 2, 2007
- Messages
- 1,456
About 6-8 weeks ago I claimed on my home contents insurance for a replacement for my Wife's lost watch.
She was convinced she lost it outside, but we turned the house upside down anyway and couldn't find it anywhere. I paid the excess and the insurance company replaced it without any fuss.
At the weekend, we found it wedged into an old book in our little office room. It must have fallen into a pile of books, been picked up and moved, then forgotten about.
So, we now have two watches, one of which has been reported lost.
Does anyone know if I'm obliged to inform the insurance company that we found it? Or am I free to do as I choose with the second watch?
For obvious reasons, I don't want to call up my insurer, and I can't find my policy docs. I guess if I keep it I'll be paying for it in the long run...
Cheers.
She was convinced she lost it outside, but we turned the house upside down anyway and couldn't find it anywhere. I paid the excess and the insurance company replaced it without any fuss.
At the weekend, we found it wedged into an old book in our little office room. It must have fallen into a pile of books, been picked up and moved, then forgotten about.
So, we now have two watches, one of which has been reported lost.
Does anyone know if I'm obliged to inform the insurance company that we found it? Or am I free to do as I choose with the second watch?
For obvious reasons, I don't want to call up my insurer, and I can't find my policy docs. I guess if I keep it I'll be paying for it in the long run...
Cheers.