Question Motorbike insurance

OldBlueLady · Oct 6, 2008

Anyone know offhand, if motorbike insurance works in a similar way to cars i.e. could husband take out a policy with son as a named driver/rider? Looked into stand alone policies for him and you're looking at around a grand which is ridiculous. Would only be thinking of a low cc bike, just so he could use it to get to and from any job he gets - and also as other half never passed his bike test (turned up for it with a broken indicator aged 17 and then never bothered with it since!).

Firestorm · Oct 6, 2008

OldBlueLady said:
Anyone know offhand, if motorbike insurance works in a similar way to cars i.e. could husband take out a policy with son as a named driver/rider? Looked into stand alone policies for him and you're looking at around a grand which is ridiculous. Would only be thinking of a low cc bike, just so he could use it to get to and from any job he gets - and also as other half never passed his bike test (turned up for it with a broken indicator aged 17 and then never bothered with it since!).

I do not think that you can have named drivers on a Motorbike policy, generally Motorcycle policies allow you to ride another bike (as long as its insured and you are legally allowed to ride that particular bike) so the need for named drivers is largely not there.

Also your husband would have to take his CBT as well, as without that he would not be licenced to ride the bike and therefore the insurance would be invalidated

Try Carol Nash and Bennetts

I would suggest that as its just for transport a small twist and go would be a cheaper option than a "full blown" bike although the theft rate among small motorcycles is even greater than the bigger bikes

Interpol Shrimper · Oct 6, 2008

Just heard Jamie Oliver on Radio1 saying he's got his first scooter for 7/8 years and it was approx £800 off the internet, full tank of fuel etc. As a twist & go option as Firestorm states, that might well prove more cost effective. Also, I think Vespa were doing an option of getting cheap scooter insurance included in your deal if you bought a new ET4 earlier in the year.